Insurance coverage for smile makeovers is complex because these treatments typically combine both restorative and cosmetic procedures, and insurance companies treat these very differently.
What Dental Insurance Typically Covers
Most dental insurance plans cover at least some portion of restorative treatments that address functional problems or disease:
- Crowns
- Root Canal Therapy
- Dental Implants
- Bridges
Insurance may also cover a portion of Invisalign® treatment if your policy has an orthodontic benefit.
What Insurance Doesn't Cover
Purely cosmetic treatments are rarely covered by insurance:
- Porcelain veneers
- Teeth whitening
- Composite bonding for aesthetic purposes
Get the Most from Your Benefits
During your consultation, our team will review your specific insurance plan to determine which procedures are covered. We can often structure treatment plans to maximize insurance benefits; for example, splitting procedures across two benefit years or prioritizing covered restorative work first.
For procedures not covered by insurance, we offer an in-house savings plan with a 10% discount on services, accept HSA accounts, and welcome all major credit cards. We can also discuss third-party financing options like CareCredit that allow you to spread payments over time.
Ready to explore your smile makeover options? Call Thompson Dental at (949) 558-0111 to schedule your consultation.
We welcome patients from Laguna Niguel, Dana Point, Aliso Viejo, Laguna Hills, Laguna Woods, Mission Viejo, and throughout South Orange County.